Nippon India Income Fund Datagrid
Category Medium to Long Duration Fund
BMSMONEY Rank 10
Rating
Growth Option 04-12-2025
NAV ₹90.05(R) -0.1% ₹101.07(D) -0.09%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 4.42% 6.4% 4.8% 6.77% 6.77%
Direct 5.31% 7.35% 5.83% 7.76% 7.74%
Benchmark
SIP (XIRR) Regular 2.84% 5.91% 5.09% 5.48% 6.05%
Direct 3.73% 6.83% 6.05% 6.47% 7.04%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.46 0.2 0.58 -1.31% 0.01
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
2.41% -1.97% -1.94% 1.0 1.81%
Fund AUM As on: 30/06/2025 427 Cr
Top Medium to Long Duration Fund
Fund Name Rank Rating
Icici Prudential Bond Fund 1
JM Medium to Long Duration Fund 2
LIC MF Medium to Long Duration Fund 3

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
NIPPON INDIA INCOME FUND - MONTHLY IDCW Option 10.77
-0.0100
-0.1000%
NIPPON INDIA INCOME FUND - Direct Plan - MONTHLY IDCW Option 11.45
-0.0100
-0.0900%
NIPPON INDIA INCOME FUND - HALF YEARLY IDCW Option 12.6
-0.0100
-0.1000%
NIPPON INDIA INCOME FUND - ANNUAL IDCW Option 13.13
-0.0100
-0.1000%
NIPPON INDIA INCOME FUND - QUARTERLY IDCW Option 13.19
-0.0100
-0.1000%
NIPPON INDIA INCOME FUND - Direct Plan - HALF YEARLY IDCW Option 13.57
-0.0100
-0.0900%
NIPPON INDIA INCOME FUND - Direct Plan - QUARTERLY IDCW Option 13.95
-0.0100
-0.0900%
NIPPON INDIA INCOME FUND - Direct Plan - ANNUAL IDCW Option 14.47
-0.0100
-0.0900%
Nippon India Income Fund - Growth Plan Bonus Option 25.89
-0.0300
-0.1000%
Nippon India Income Fund - Direct Plan Growth Plan-Bonus Option 28.88
-0.0300
-0.0900%
Nippon India Income Fund - Growth Plan Growth Option 90.05
-0.0900
-0.1000%
Nippon India Income Fund - Direct Plan Growth Plan - Growth Option 101.07
-0.0900
-0.0900%

Review Date: 04-12-2025

Beginning of Analysis

Nippon India Income Fund is the 10th ranked fund in the Medium to Long Duration Fund category. The category has total 13 funds. The Nippon India Income Fund has shown a poor past performence in Medium to Long Duration Fund. The fund has a Jensen Alpha of -1.31% which is lower than the category average of -0.73%, reflecting poor performance. The fund has a Sharpe Ratio of 0.46 which is lower than the category average of 0.56.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Medium to Long Duration Mutual Funds are ideal for long-term investors seeking higher returns by taking advantage of interest rate movements. These funds invest in debt instruments with a portfolio duration of 4 to 7 years, making them highly sensitive to interest rate changes. While they offer the potential for significant capital appreciation in a falling interest rate environment, they also carry higher risks, including interest rate risk and volatility. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help navigate interest rate cycles effectively.

Nippon India Income Fund Return Analysis

  • The fund has given a return of 0.05%, 1.32 and 0.12 in last one, three and six months respectively. In the same period the category average return was 0.15%, 1.41% and 0.63% respectively.
  • Nippon India Income Fund has given a return of 5.31% in last one year. In the same period the Medium to Long Duration Fund category average return was 5.89%.
  • The fund has given a return of 7.35% in last three years and ranked 9.0th out of 13 funds in the category. In the same period the Medium to Long Duration Fund category average return was 7.48%.
  • The fund has given a return of 5.83% in last five years and ranked 7th out of 13 funds in the category. In the same period the Medium to Long Duration Fund category average return was 6.3%.
  • The fund has given a return of 7.74% in last ten years and ranked 3rd out of 13 funds in the category. In the same period the category average return was 7.16%.
  • The fund has given a SIP return of 3.73% in last one year whereas category average SIP return is 4.75%. The fund one year return rank in the category is 13th in 13 funds
  • The fund has SIP return of 6.83% in last three years and ranks 10th in 13 funds. LIC MF Medium to Long Duration Fund has given the highest SIP return (8.04%) in the category in last three years.
  • The fund has SIP return of 6.05% in last five years whereas category average SIP return is 6.31%.

Nippon India Income Fund Risk Analysis

  • The fund has a standard deviation of 2.41 and semi deviation of 1.81. The category average standard deviation is 2.36 and semi deviation is 1.74.
  • The fund has a Value at Risk (VaR) of -1.97 and a maximum drawdown of -1.94. The category average VaR is -1.69 and the maximum drawdown is -1.66. The fund has a beta of 0.91 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Medium to Long Duration Fund Category
  • Good Performance in Medium to Long Duration Fund Category
  • Poor Performance in Medium to Long Duration Fund Category
  • Very Poor Performance in Medium to Long Duration Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.02
    0.09
    		-0.32 | 0.25 11 | 13 Average
    3M Return % 1.11
    1.24
    		0.61 | 1.55 12 | 13 Average
    6M Return % -0.31
    0.28
    		-0.31 | 1.49 13 | 13 Poor
    1Y Return % 4.42
    5.13
    		3.24 | 6.45 10 | 13 Average
    3Y Return % 6.40
    6.69
    		5.76 | 7.48 10 | 13 Average
    5Y Return % 4.80
    5.51
    		4.02 | 10.51 8 | 13 Good
    7Y Return % 6.77
    6.34
    		3.76 | 7.82 6 | 13 Good
    10Y Return % 6.77
    6.36
    		4.13 | 7.49 5 | 13 Good
    15Y Return % 7.26
    7.19
    		6.58 | 7.84 6 | 11 Good
    1Y SIP Return % 2.84
    4.00
    		2.75 | 5.24 12 | 13 Average
    3Y SIP Return % 5.91
    6.39
    		5.43 | 7.21 11 | 13 Average
    5Y SIP Return % 5.09
    5.53
    		4.37 | 7.95 10 | 13 Average
    7Y SIP Return % 5.48
    5.85
    		4.80 | 9.02 8 | 13 Good
    10Y SIP Return % 6.05
    5.98
    		4.44 | 7.93 5 | 13 Good
    15Y SIP Return % 6.53
    6.35
    		4.54 | 7.73 5 | 13 Good
    Standard Deviation 2.41
    2.36
    		1.95 | 3.76 10 | 13 Average
    Semi Deviation 1.81
    1.74
    		1.43 | 2.66 10 | 13 Average
    Max Drawdown % -1.94
    -1.66
    		-3.60 | -0.86 11 | 13 Average
    VaR 1 Y % -1.97
    -1.69
    		-2.28 | -0.98 11 | 13 Average
    Average Drawdown % -0.47
    -0.60
    		-1.57 | -0.28 5 | 13 Good
    Sharpe Ratio 0.46
    0.56
    		0.21 | 1.01 10 | 13 Average
    Sterling Ratio 0.58
    0.61
    		0.52 | 0.70 10 | 13 Average
    Sortino Ratio 0.20
    0.25
    		0.09 | 0.47 10 | 13 Average
    Jensen Alpha % -1.31
    -0.73
    		-2.26 | 0.86 11 | 13 Average
    Treynor Ratio 0.01
    0.01
    		0.00 | 0.02 10 | 13 Average
    Modigliani Square Measure % 5.91
    6.33
    		4.34 | 8.08 9 | 13 Average
    Alpha % -1.58
    -1.32
    		-2.21 | -0.53 10 | 13 Average
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.05 0.15 -0.26 | 0.29 11 | 13 Average
    3M Return % 1.32 1.41 0.90 | 1.76 9 | 13 Average
    6M Return % 0.12 0.63 0.12 | 1.94 13 | 13 Poor
    1Y Return % 5.31 5.89 4.19 | 7.21 10 | 13 Average
    3Y Return % 7.35 7.48 6.65 | 8.12 9 | 13 Average
    5Y Return % 5.83 6.30 4.71 | 11.24 7 | 13 Good
    7Y Return % 7.76 7.13 4.53 | 8.51 5 | 13 Good
    10Y Return % 7.74 7.16 4.99 | 8.21 3 | 13 Very Good
    1Y SIP Return % 3.73 4.75 3.73 | 6.18 13 | 13 Poor
    3Y SIP Return % 6.83 7.18 6.25 | 8.04 10 | 13 Average
    5Y SIP Return % 6.05 6.31 5.07 | 8.76 7 | 13 Good
    7Y SIP Return % 6.47 6.64 5.53 | 9.78 7 | 13 Good
    10Y SIP Return % 7.04 6.78 5.17 | 8.63 5 | 13 Good
    Standard Deviation 2.41 2.36 1.95 | 3.76 10 | 13 Average
    Semi Deviation 1.81 1.74 1.43 | 2.66 10 | 13 Average
    Max Drawdown % -1.94 -1.66 -3.60 | -0.86 11 | 13 Average
    VaR 1 Y % -1.97 -1.69 -2.28 | -0.98 11 | 13 Average
    Average Drawdown % -0.47 -0.60 -1.57 | -0.28 5 | 13 Good
    Sharpe Ratio 0.46 0.56 0.21 | 1.01 10 | 13 Average
    Sterling Ratio 0.58 0.61 0.52 | 0.70 10 | 13 Average
    Sortino Ratio 0.20 0.25 0.09 | 0.47 10 | 13 Average
    Jensen Alpha % -1.31 -0.73 -2.26 | 0.86 11 | 13 Average
    Treynor Ratio 0.01 0.01 0.00 | 0.02 10 | 13 Average
    Modigliani Square Measure % 5.91 6.33 4.34 | 8.08 9 | 13 Average
    Alpha % -1.58 -1.32 -2.21 | -0.53 10 | 13 Average
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Nippon India Income Fund NAV Regular Growth Nippon India Income Fund NAV Direct Growth
    04-12-2025 90.0469 101.068
    03-12-2025 90.0589 101.0791
    02-12-2025 90.1345 101.1615
    01-12-2025 90.0186 101.0291
    28-11-2025 90.1761 101.1987
    27-11-2025 90.2985 101.3337
    26-11-2025 90.3627 101.4033
    25-11-2025 90.3114 101.3434
    24-11-2025 90.241 101.262
    21-11-2025 90.0935 101.0893
    20-11-2025 90.1886 101.1937
    19-11-2025 90.1054 101.0979
    18-11-2025 90.0495 101.0329
    17-11-2025 89.9825 100.9553
    14-11-2025 90.0039 100.9722
    13-11-2025 90.1421 101.1248
    12-11-2025 90.2069 101.1951
    11-11-2025 90.1991 101.184
    10-11-2025 90.1875 101.1686
    07-11-2025 90.1119 101.0767
    06-11-2025 90.1001 101.0611
    04-11-2025 90.0612 101.0127

    Fund Launch Date: 20/Dec/1997
    Fund Category: Medium to Long Duration Fund
    Investment Objective: The fund will follow two pronged strategy: Core and Tactical. Core strategy to reflect medium to long term view on interest rates and yield curve. Tactical strategy to benefit out of short term opportunities in the market. Strategy will be implemented through high grade assets like G-Secs/ SDLs/ Corporate Bonds to generate alpha by actively using G-Secs, IRF and IRS curve.
    Fund Description: An open ended medium term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 4 to 7 years.
    Fund Benchmark: NIFTY Medium to Long Duration Debt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.